Iowa Paycheck Calculator
Estimate your take-home pay in Iowa after federal income tax, Social Security, Medicare and Iowa state income tax. Flat rate — 3.8%.
Your details
Take-home pay (bi-weekly)
$2,273.14
$59,102 / year · effective tax rate 21.2%
| Item | Per period | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000 |
| Federal income tax | −$295.00 | −$7,670 |
| Social Security (6.2%) | −$178.85 | −$4,650 |
| Medicare (1.45%) | −$41.83 | −$1,088 |
| Iowa state tax | −$95.80 | −$2,491 |
| Take-home pay | $2,273.14 | $59,102 |
Estimate based on 2026 federal tax brackets, the standard deduction, and an approximate state income tax rate. Local taxes, 401(k), health insurance and other deductions are not included. For exact figures consult a tax professional.
Iowa income tax at a glance
- Structure
- Flat rate — 3.8%
- Top rate
- 3.8%
- Local income tax
- None
Iowa completed a multi-year reform in 2025, replacing nine brackets that topped out at 8.53% with a single 3.8% flat rate — one of the largest state tax cuts in recent years. Retirement income is now fully exempt for those 55 and over.
Take-home pay in Iowa by salary
Estimated net pay for a single filer taking the 2025 standard deduction of $15,750, with no 401(k) contributions or pre-tax insurance premiums.
| Gross salary | Take-home / year | Per month | Bi-weekly | Effective rate |
|---|---|---|---|---|
| $40,000 | $33,108 | $2,759 | $1,273 | 17.2% |
| $50,000 | $40,763 | $3,397 | $1,568 | 18.5% |
| $60,000 | $48,418 | $4,035 | $1,862 | 19.3% |
| $75,000 | $58,823 | $4,902 | $2,262 | 21.6% |
| $100,000 | $75,460 | $6,288 | $2,902 | 24.5% |
| $150,000 | $108,117 | $9,010 | $4,158 | 27.9% |
| $200,000 | $141,874 | $11,823 | $5,457 | 29.1% |
At a $100,000 salary, Iowa state income tax accounts for roughly $3,441 of the total, on an approximate effective rate of 3.8%.
What comes out of a Iowa paycheck
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Iowa paycheck questions
Does Iowa have a state income tax?
Yes. Iowa uses a flat income tax with a top rate of 3.8%. Iowa completed a multi-year reform in 2025, replacing nine brackets that topped out at 8.53% with a single 3.8% flat rate — one of the largest state tax cuts in recent years. Retirement income is now fully exempt for those 55 and over.
What is the take-home pay on $75,000 in Iowa?
Roughly $58,823 a year for a single filer taking the standard deduction — about $4,902 a month, or $2,262 per bi-weekly paycheck. That is an effective tax rate of 21.6%.
Are there local income taxes in Iowa?
No. Iowa has no city or county income taxes, so the state rate is the only state-level deduction from your wages.
How much is taken out for Social Security and Medicare?
Social Security is 6.2% on the first $176,100 of wages in 2025, and Medicare is 1.45% with no cap. Together these are called FICA and total 7.65%. Your employer pays a matching 7.65% that does not appear on your payslip.
Is this calculator exact?
Choose 2025 or 2026 for the federal estimate. Historical examples below use 2025 figures. The Iowa state line uses an approximate effective rate rather than the full bracket schedule, and local taxes, 401(k) contributions and insurance premiums are not included.
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