Maryland Paycheck Calculator
Estimate your take-home pay in Maryland after federal income tax, Social Security, Medicare and Maryland state income tax. Progressive — up to 5.75%.
Your details
Take-home pay (bi-weekly)
$2,249.19
$58,479 / year · effective tax rate 22.0%
| Item | Per period | Annual |
|---|---|---|
| Gross pay | $2,884.62 | $75,000 |
| Federal income tax | −$295.00 | −$7,670 |
| Social Security (6.2%) | −$178.85 | −$4,650 |
| Medicare (1.45%) | −$41.83 | −$1,088 |
| Maryland state tax | −$119.75 | −$3,114 |
| Take-home pay | $2,249.19 | $58,479 |
Estimate based on 2026 federal tax brackets, the standard deduction, and an approximate state income tax rate. Local taxes, 401(k), health insurance and other deductions are not included. For exact figures consult a tax professional.
Maryland income tax at a glance
- Structure
- Progressive — up to 5.75%
- Top rate
- 5.75%
- Local income tax
- Yes
Maryland’s state rate looks moderate at 5.75%, but the county piggyback tax makes the real burden much higher — this is one of the states where the headline rate most understates what you actually pay.
Local taxes apply. Every county and Baltimore City adds 2.25%–3.20%, so combined rates commonly reach 8%–9%. These are additional to the state rate and are not included in the calculation above.
Take-home pay in Maryland by salary
Estimated net pay for a single filer taking the 2025 standard deduction of $15,750, with no 401(k) contributions or pre-tax insurance premiums.
| Gross salary | Take-home / year | Per month | Bi-weekly | Effective rate |
|---|---|---|---|---|
| $40,000 | $32,817 | $2,735 | $1,262 | 18.0% |
| $50,000 | $40,377 | $3,365 | $1,553 | 19.2% |
| $60,000 | $47,937 | $3,995 | $1,844 | 20.1% |
| $75,000 | $58,200 | $4,850 | $2,238 | 22.4% |
| $100,000 | $74,600 | $6,217 | $2,869 | 25.4% |
| $150,000 | $106,782 | $8,898 | $4,107 | 28.8% |
| $200,000 | $140,064 | $11,672 | $5,387 | 30.0% |
At a $100,000 salary, Maryland state income tax accounts for roughly $4,301 of the total, on an approximate effective rate of 4.75%.
What comes out of a Maryland paycheck
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Maryland paycheck questions
Does Maryland have a state income tax?
Yes. Maryland uses a progressive income tax with a top rate of 5.75%. Maryland’s state rate looks moderate at 5.75%, but the county piggyback tax makes the real burden much higher — this is one of the states where the headline rate most understates what you actually pay.
What is the take-home pay on $75,000 in Maryland?
Roughly $58,200 a year for a single filer taking the standard deduction — about $4,850 a month, or $2,238 per bi-weekly paycheck. That is an effective tax rate of 22.4%.
Are there local income taxes in Maryland?
Every county and Baltimore City adds 2.25%–3.20%, so combined rates commonly reach 8%–9%.
How much is taken out for Social Security and Medicare?
Social Security is 6.2% on the first $176,100 of wages in 2025, and Medicare is 1.45% with no cap. Together these are called FICA and total 7.65%. Your employer pays a matching 7.65% that does not appear on your payslip.
Is this calculator exact?
Choose 2025 or 2026 for the federal estimate. Historical examples below use 2025 figures. The Maryland state line uses an approximate effective rate rather than the full bracket schedule, and local taxes, 401(k) contributions and insurance premiums are not included.
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